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Re: Please make sure your builders are insured

Propage, Thanks for your reply. You are certainly correct in terms of a public liability claim - i.e. contractor sticking a steel through the neighbours property and there is clear negligence and therefore money paid out would be paid out to claimant, if successful. A house collapse would be slightl...
Forum: Homes & Garden
Topic: Please make sure your builders are insured
Replies: 7
by jameslavers
Wed Mar 25, 2015 2:50 pm

Re: Please make sure your builders are insured

If I can add my two pence worth to this story, I am a director of a Wandsworth based insurance brokerage (Insurance Tailors) and one of the things we specialise in is large scale renovations/ project works insurance. As most people are aware, basement digouts and large scale renovations in London ar...
Forum: Homes & Garden
Topic: Please make sure your builders are insured
Replies: 7
by jameslavers
Mon Mar 23, 2015 9:44 am

Re: Skier hit by plane!

Tamara, I would definitely agree with getting the carte neige on the ski passes, so worth it, then there is no argument about what is deemed off piste or not. I had an accident that was fairly bad off to the side of the piste and my insurer did pay out but I know others where this hasn't been the ca...
Forum: General Chat
Topic: Skier hit by plane!
Replies: 5
by jameslavers
Mon Mar 16, 2015 10:33 am

Re: Basement Conversion -

Altenburg Mum, Usually when someone is having structural work on their home then the existing home insurer will either limit cover or remove cover altogether. If there is a JCT contract or other involved again household insurers are usually not too happy with this as it is outside of their comfort z...
Forum: Homes & Garden
Topic: Basement Conversion -
Replies: 4
by jameslavers
Mon Mar 09, 2015 9:55 am

Re: Please read if you are with BUPA!

Jamali, Thought I would reply and give you my insight as I am a local insurance broker and we advise on Private Medical Insurance. Some increases are not explained properly and it is definitely worth asking Bupa more on why there has been such a leap in premium. I don't think the first explanation i...
Forum: Got a Question?
Topic: Please read if you are with BUPA!
Replies: 1
by jameslavers
Mon Feb 09, 2015 10:13 am