for anyone with younger kids, HyperJar is the best account for kids under 11.

Unlike Go Henry, it’s totally free and the kids get a debit card that you can freeze (or ban certain retailers eg xbox !) …

https://hyperjar.com/pre-paid-card/kids-card

We did use Go Henry, but they charge a monthly fee to have the account and then when a transaction between two Go Henry accounts went wrong and our daughter was missing £30 from her account it took me ages to get the money back from them, weeks of phone calls etc, so I wouldn't recommend them and we closed our account.  However, I see Lloyds have a new 11-15 yr old account and others for up to 19 yr olds, which look good.  Our daughter is now with HSBC but I can't see her spending on a shared app, so I may well switch to this one.

https://www.lloydsbank.com/current-accounts/youth-and-student-accounts/smart-start.html

 

All major banks let you open a current account with a contactless card from 11.
Also recommend Revolut for kids if you want more control and want to see where and when they spend. 

Take a look at NatWest Rooster account. If you take a free current account for yourself then the attached Rooster account with debit card is free of charge.

Hi,

Has anyone opened a current account for their tween/teen that they would recommend?  My daughter is of an age now where she wants to save up her pocket/birthday money and then be able to use it via a debit card when out and about.

The days of collecting Natwest pig moneyboxes or Midland griffin coins seem to be long behind us - who to sign up with for any good 21st century perks?!

Thanks!