I agree with the others regarding the trust side. If you get in touch with the insurance provider they will have a menu of trusts they can help you with. Did you take advice from a professionally qualified independent life assurance adviser? If you did they should have arranged this for you as part of the life assurance application process and I would recommend you go back to the adviser and request they sort this out for you. There should be no charge for writing a policy into trust. If you didn't go through an adviser I would recommend you contact the insurance provider directly and they will send you the appropriate Trust form document (probably a Discretionary Trust). It's incredibly easy and straight forward to do and does not require paying lawyer fees for.