Is it so necessary for you to get a loan for such a thing? I'd think twice before taking a loan in such a case. Don't get me wrong, but if you don't have money to renovate a living room (not really the necessary part of the house), why waste your time and money on getting a loan? Banks don't have the best interest rates atm so that wouldn't be so beneficial for you. But if you finally decide to risk, I'd suggest you contact https://www.yhdistalaina.com/kulutusluo ... istaminen/
first and discuss it with them. They'd help you to choose the better option.