Most of these fraudsters are very good at social engineering, and the banks are pretty lax (even if they pretend otherwise). I had a problem with someone actually going into several banks and withdrawing cash over the counter pretending they were me (no fake ID or anything like that, just a clever trick with fooling the cashier that everything was alright - which I won't detail).Lori@Ayrton wrote:A woman phoned his bank pretending to be the account holder and the bank let her access his whole account (that's right, HIS account! Not sure how the bank didn't sense a fraudster there).
Then there's the other type who phone you pretending they are your bank or the police, and need to send a courier to collect your credit cards. They are just so brazen and confident that people just agree to it. I've tripped them up in the past though - just ask them a question that it's likely only a police officer would know, for example (what does s18 of the Police and Criminal Evidence Act say?). They put the phone down, sharpish.
